Affordable Care Act: What You Need To Know- Part 1

September 09, 2013



In 2018 America, a tough new reality exists. Are bulletproof backpacks the answer? No. Of course not. 

It's actually absurd to us that these products sell so well. But even though our team at Bulletproof Workspace is made up of post 9/11 military veterans, we all have children. And we worry, just like you. If we have the capability to do something to help mitigate shooting tragedies, we feel it is our obligation to do so.

Bulletproof backpacks are not the solution to this complex issue. The real solution is layered security for schools, situational awareness, stricter gun laws, and a stronger mental health treatment system in this country.

The bulletproof backpacks and bulletproof blankets we sell make up just one small component of school safety.

Leveraging the state of Michigan's proud heritage of furniture manufacturing, we are currently developing bulletproof school desks that will stop bullets fired from an AR-15, the weapon used in 6 of the last 10 mass shootings.

Backpacks, unfortunately, will not stop an AR-15 bullet. Instead, they offer ballistic protection against most handgun bullets. So, why sell them? We feel that some protection is better than no protection.

Bulletproof Workspace was founded as Modern Workspace Tech Furniture in 2013 by Post 9/11 veteran of both the US Army and US Air Force Wes O'Donnell. Wes is a speaker and veteran advocate having spoken at TEDx, the US Air Force Academy and numerous corporate clients on getting veterans hired.

Today, we specialize in ONE area... and that's NIJ IIIA level ballistic protection enhanced backpacks and bulletproof blankets for schools. Veteran-owned and proudly made in the state of Michigan, every bulletproof backpack is made to order.

The best part about Bulletproof Workspace, is the amazing feedback from our customers. Wes believes that when you sell similar products that can be found elsewhere, outstanding customer service should be your brand!

So, what happens when a group of military veterans decides to open a bulletproof backpack store?  You have a highly efficient operation with most of our products made in the USA!

Free Shipping & No Sales Tax

All of our products ship for free within the continental United States! Additionally, we don't charge sales tax on orders placed outside the State of Michigan.

Outstanding Customer Service

We take outstanding care of our customers and have earned a reputation as a place you can count on to deliver quality, dependable service.  Especially when you're making a large business purchase, you need to be confident that the company you buy from will support you before AND after the sale.  

 

Our Promise to You

If we're fortunate enough to earn your business, we'll provide you with the professional, prompt and expert service you deserve.  And in the unlikely event something goes wrong with your order or shipment, we'll work to resolve any problems as quickly as possible at no cost to you.  We want you to be happy with the service you receive and will do whatever we can to ensure that's the case – that's our personal guarantee. 

Unfortunately, we don't currently ship internationally; that is, outside of the United States. We are working to include the UK, Canada, and Australia in short order. Check back!

Contact Us!

By email:

info@warriorlodge.com

Or use the form below!

 

 

Whether you're for it or against it, health care reform is on its way.  In fact, it's closer than you think with open enrollment starting in less than a month.  So what do you need to know about "Obamacare"?  Read on for the first part in our five part series at Modern Workspace.  

Today, "What Is The Health Insurance Marketplace?"

 

The Marketplace is a new way to find quality health coverage. It can help if you don’t have coverage now or if you have it but want to look at other options.

With one Marketplace application, you can learn if you can get lower costs based on your income, compare your coverage options side-by-side, and enroll.

What you'll learn when you apply in the Health Insurance Marketplace

When you use the Health Insurance Marketplace, you'll fill out an application and see all the health plans available in your area. You'll provide some information about your household size and income to find out if you can get lower costs on your monthly premiums for private insurance plans. You'll learn if you qualify for lower out-of-pocket costs.

The Marketplace will also tell you if you qualify for free or low-cost coverage available through Medicaid or the Children's Health Insurance Program (CHIP).

Most Americans will be eligible to use the Marketplace. Learn more about Marketplace eligibility.

The Health Insurance Marketplace is sometimes known as the health insurance "exchange."

Apply online, by mail, or in-person

You can apply for Marketplace coverage three ways: online, by mail, or in-person with the help of a Navigator or other qualified helper. Telephone help and online chat are available 24/7 to help you complete your application. Downloadable and paper applications will be available October 1.

Open enrollment starts October 1, 2013. Plans and prices will be available then. Coverage starts as soon as January 1, 2014. Open enrollment ends March 31, 2014.

Learn about your options if you need coverage that begins before January 1, 2014.

What plans in the Marketplace cover

Insurance plans in the Marketplace are offered by private companies. They cover the same core set of benefits called essential health benefits. No plan can turn you away or charge you more because you have an illness or medical condition. They must cover treatments for these conditions. Plans can't charge women more than men for the same plan. Many preventive services are covered at no cost to you.

Learn who runs the Marketplace in your state

While all insurance plans are offered by private companies, the Marketplace is run by either your state or the federal government. Find out who runs the Marketplace in your state by using the menu at the bottom of this page. If your state runs its Marketplace, you'll use your state’s website, not this one.

How the Marketplace presents plan information

The Marketplace simplifies your search for health coverage by gathering the options available in your area in one place. You can compare plans based on price, benefits, and other features important to you before you make a choice. Plans will be presented in four categories – bronze, silver, gold, and platinum – to make comparing them easier.

In the Marketplace, information about prices and benefits will be written in simple language. You get a clear picture of what premiums you'd pay and what benefits and protections you'd get before you enroll. Compare plans based on what's important to you, and choose the combination of price and coverage that fits your needs and budget.

Learn more about the Marketplace, and visit the page where the application will start on October 1, 2013.

Questions? Call 1-800-318-2596, 24 hours a day, 7 days a week. (TTY: 1-855-889-4325)

If you need coverage, you can use the Marketplace. If you have coverage, you gain new protections. If you don’t have coverage, you may have to pay a fee.

The Marketplace and what’s changing in 2014

Whether you’re uninsured, you’ve been denied coverage in the past, or you just want to explore new options, the Health Insurance Marketplace will give you more choice and control over your health coverage. The Marketplace will operate in all states, so no matter where you live you’ll have access to coverage.

In the Marketplace, you can compare coverage options based on price, benefits, quality, and other features important to you. You can choose the combination of price and benefits that fits your budget and meets your needs.

  • You can get lower costs on coverage: The Marketplace application will tell you if you’re eligible for a new way to get lower costs on your monthly premiums or out-of-pocket costs for private insurance. You’ll also learn if you can get free or low-cost coverage through Medicaid or the Children’s Health Insurance Program (CHIP).

  • Essential health benefits are covered in the Marketplace: All plans must offer a comprehensive set of essential health benefits including doctor visits, preventive care, hospitalization, prescriptions, and more.

  • Pre-existing conditions will be covered: Plans won’t be able to deny you coverage or charge you more due to pre-existing health conditions, including a pregnancy or disability.

  • You can get help in your area: If you need help finding a plan, several kinds ofhelp will be available to give you personalized assistance with the process.

  • Fees begin: Beginning 2014, most people are required to have health coverage. If they don’t, they may have to pay a fee.

Open enrollment for Marketplace plans begins October 1, 2013. Coverage begins as early as January 1, 2014. Find out how you can get ready now.

Rights & Protections

The health care law offers new rights, consumer protections, and benefits like free preventive care.

Read our quick guide to find out how the health care law protects you.